Spotwork workers are covered up to $1,000,000

All Spotters will be covered by Occupational Accident Insurance while working an active shift in the USA through the Spotwork platform. This insurance covers the Spotwork worker's costs of medical expenses and lost earnings amongst other benefits listed below should the unimaginable accident happen.

This specialized coverage offers our companies a practical way to help protect our workers by insuring them in the event of an accident while on the job. Occupational Accident Insurance provides an affordable alternative to workers' compensation coverage, which is typically linked to an employer.

Spotters are responsible for promptly notifying Spotwork within 5 business days or as reasonably possible after an accident.

• **Please note: This insurance only applies when the Spotwork worker's shifts are booked through the Spotwork platform

Occupational Accident – Schedule of Benefits

Benefit Occupational Injuries

Accident Medical Expense Benefit:

Commencement Period 90 days

Maximum Benefit Amount $1,000,000

Maximum Benefit Period 104 weeks

Dental Benefit Maximum $2,500

Lifetime Maximum Benefit Amount $1,000,000

Mental and Nervous or Depressive Condition 1 visit per day to a maximum of $25 per visit and 20 visits per Accident

Accidental Paralysis Benefit:

Principal Sum* $200,000

Commencement Period 365 days

Accidental Dismemberment Benefit:

Principal Sum* $200,000